Guarded
The problem The number How it works Privacy Questions Get early access

Money kept,
not lost.

Connect your bank and Guarded shows you exactly what gambling has cost you. Then it measures what you keep, against what you used to spend.

Coming to the App Store
18+ · US bank accounts · free

The number

See what it
actually cost

Connect your bank once. Guarded reads as much history as your bank will release and finds every sportsbook, sweepstakes casino and pick'em app in it. Most of them don't look like gambling on a statement, which is exactly why the total never shows up anywhere.

9:41
Your last 12 months
$3,180
$265 a month · 47 charges
Sweepstakes casinos$1,640
Sportsbooks$1,105
Pick'em & DFS$435
Take it back →
9:41
$795
Kept since you connected
Your rate was $265/mo. You've spent $65 since.
Measured from your bank
Measured, not claimed

You don't log it.
We count it.

Guarded knows what you were spending before you connected. Every month it compares that to what actually left your account. The difference is what you kept, and it comes from your bank, not from you telling us you did well.

Milestones

Point it at
something real

Name what the money is for. A flight home, a deposit, a month where rent isn't a problem. Every month you hold moves the bar, so there's something on the other side of the urge that isn't just willpower.

9:41
Milestones
The flight home62%
$795 of $1,280
Rent buffer39%
$795 of $2,000
New milestone +
FIG 0.1
One number, not a dashboard
No charts to decode. One total that moves when your spending moves, and nothing else competing for your attention.
FIG 0.2
Built on your real spend
Your statements, read once and sorted by where the money actually went. Not a self-reported guess, and not an average of other people.
FIG 0.3
The blind spot, named
Money we watched leave but can't follow, like transfers between people, is shown as exactly that. We'd rather tell you what we can't see than quietly leave it out.
Privacy

We never sell
or share your
transactions.

Your bank login never reaches us. You connect through Plaid, and what we get back is a token that can only read. We can't move money, open anything, or change your account.

Your transactions are encrypted and readable only by your own account, enforced by the database itself. There's no advertising in Guarded and no trackers profiling you. Disconnect your bank and new data stops immediately. Delete your account and it's gone, not archived.

Questions

Start keeping it.

Guarded is free. It takes about two minutes to connect a bank and see your number. You have to be 18 or older, with a US bank account.

Get early access See how it works

Guarded reads only. It cannot block a transaction or move money — if you need charges actually stopped, that control sits with your bank.